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Over 55s take out £8m a day from their homes

There are more schemes than ever available to over-55s looking to unlock the value tied up in their property so they can, for example, pay off their interest-only mortgage.

The equity release market appears to be benefiting from the fact that large numbers of interest-only mortgages are currently maturing, with some homeowners feeling they have little choice but to raid the equity in their home to clear the outstanding debt. It also reflects the huge gains in property prices in recent decades.

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This is a Lifetime Mortgage. To understand the features and risks, ask for a Personalised Illustration. A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to means tested state benefits. To understand the features and risks, ask for a Personalised Illustration.

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